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Deposits to your business bank account occur within two to five business days after the transaction settles. Settlement usually occurs the day of or the day after the transaction is batched out depending upon the time of the batch.
Depending upon type of sale and how long you have been processing credit cards your deposit hold delay will vary. New internet merchants will be setup on a 5 day hold. This hold is to give our Risk Department time to evaluate your transactions against your merchant profile to ensure against fraud. After you have processed for a while without risk incidents, your hold can be reduced down to 3 days. 2 day hold is reserved for face-to-face merchants who physically swipe the credit cards to process the transaction.