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What is the difference between a POS terminal and an Internet Gateway?     

If you are a retail business and do a lot of face-to-face transactions, a POS (Point-of-Sale) terminal is best for you. This is because you are able to swipe the card and get signed customer receipts; hence you obtain a better discount rate. If you do business over the Internet, an Internet Gateway is recommended as your customers themselves are able to pay for goods online in a secure environment. For mail order or telephone order business, both a terminal or Gateway can be used. A Gateway has a 'virtual terminal' built in that allows you to log in and process transactions like a terminal online – you can do these transaction at any computer that has Internet access.